by David Jones | Sep 28, 2023 | Pension, Personal Finance, Self Assessment
Approaching 50% of income tax self-assessment late-filing penalties are paid by the elderly or the poor, with the common denominator being that they do not owe any tax. So today I’m asking the question; why is HMRC penalising these individuals, when all they are...
by David Jones | Jan 19, 2023 | Business Tax, Pension, Personal Finance
Today’s Blog is inspired by a conversation I had with a self-employed client last week about pensions. The client ‘Roger’ told me two things during the meeting; firstly, that he had turned 40 that very morning and secondly, because times were hard, that he had decided...
by David Jones | Nov 17, 2022 | Opinion
(Acknowledging the elephants in the room) Yesterday was the long-awaited Autumn statement or was it the Autumn budget, whatever Jeremy Hunt called it, we all knew weeks ago it was coming and would be bad news. And as is the way with such events, the devil is in...
by David Jones | Jul 21, 2022 | Pension
This week’s Blog is the sad saga of retired chef Philip Jones, who discovered that his UK state pension was significantly lower he expected, as a direct result of an incomplete or patchy NIC record. On retirement, Mr Jones discovered that his state retirement pension...
by David Jones | Sep 2, 2021 | Pension, Personal Tax Planning
Buried in the news reports in recent months, especially with the pandemic and the Afghanistan debacle grabbing most of the headlines, was the revelation that many older married women had suffered from underpaid state pensions. And whilst this wrong is slowly being...